Products & Platforms
SBP & PTA licensed payment infrastructure connecting every bank, telco, and digital wallet nationwide — built and owned end to end.
Scheme 01
SBP's flagship financial-inclusion scheme lets any citizen open a digital bank account from any phone in under a minute — no smartphone, no internet, no branch visit. Dial *2262#, choose a bank, and go.
Scheme 02
Built on the Easypaisa agent network. Customers can cash in or cash out at any Easypaisa agent, so partners don't need to build their own agent network.
Scheme 03
VRG's real-time switch core routes, processes and settles interbank fund transfers in sub-seconds — 24/7/365, fully compliant with State Bank of Pakistan regulations.
Architecture
Every layer is engineered for many-to-many interoperability — connect once, reach everyone. Built and owned end to end.
High-throughput switch core routing, validating, and settling ISO 8583 financial messages between institutions in real time with full audit trails.
One hub, one short-code — connects every mobile network to the banks' core systems.
Partnered with USI Money and RemitONE, so overseas Pakistanis can send money home faster, straight into a local bank account.
Plugs directly into a bank's or telco's existing systems — no rebuild required.
Powers branchless banking apps, feature phones, agent terminals, and RESTful developer APIs with banking-grade encryption.
Modern feature sets backed by multi-layer terminal security, supporting both legacy hardware and next-gen POS terminals.
Disputes and settlements between banks are resolved quickly, with a clear, automatic audit trail.
Manages debit and prepaid cards end to end — issuance, activation, controls, PIN management and lifecycle management.
Routes both financial and non-financial transactions through one channel, including NADRA's e-Sahulat billing switch.
Are you a bank, telecom operator, or government programme? Get in touch to talk about connecting to our switch, disbursing payments, or handling remittances.
